Meet newYouBank

      One safe place to buy and invest your money with crypto

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        Invest in friends or credit pools with 5%-50% APY*
        Convert money from/to wallet in few clicks
        Borrow money (coming soon)

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      * The annual percentage yield (APY) is the real rate of return earned on a savings deposit or investment** Each registered and active testers will receive $50 in $CRAD and special prizes, which will double income next 6 months after the launch

      Invest in friends or credit pools with 5%-50% APY

      When you has money in your wallet, you can easy invest with some options:

      • Invest in credit pools with different risk scores and APY 

        Your money need work for you. But existed process to invest in crypto looks very complicated and takes a lot of time to start. YouBank is a solution - we build it to solve our own problem, to invest, and buy/sell in few clicks.

      • You can easy lend your friends - we will help take care a rest

        Around our IT community sometimes friends ask us to borrow money. And we know that they can return. But a process to calculate, lend and control returns is head pain. This is why we decline it in general. YouBank will solve it - you can easily lend your friends and we take care of rest.

      • You can still hold a non-volatility money on wallet with USD stable crypto

        You don't need to afraid of crypto rates jumping anymore. Your wallet can hold USD stablecoins, which our of volatility. And good news - you can still earn.

      you own bank

      We provide a full decentralized user experience, where no middle man between you and your investment

      invest you money in few clicks

      You don't need to investigate a lot from that point. Just invite a friend, who like to borrow, or choose some credit pools, depends on risks and earning.

      Convert money from/to wallet in a few clicks

      Existed solutions are head pain in most cases. You do need to check a lot of digits/letters for wallet number, complicated creation process e.t.c. We optimize it to hide from u all routine. 

      Simple start

      Just generate your wallet in a few clicks. No KYC or even registration needs.

      Additional level to secure your money

      You can set up family/friends' access to your funds. In case you will lose ur keys, they can transfer funds to a new wallet.

      Deposit/Withdrawal money simple

      Most products need a complicated process to operate your own money, include remember wallet addresses, copy/paste a lot. YouBank sole all of this pain.

      Your money always your own

      While private keys knowns only for you, nobody can lock your account, stop your transfers or freeze your funds, as traditional banks do. 

      Why Choose Us

      Experience

      Eight years to build CFC Wallet

      Community

      Facebook 17K FollowersTwitter 32.2K FollowersTelegram 18K+ Member main group, 7.6k+ Turkish, 3.3k+ Persian, 11.2k+ French, 7.3k+ Russian, 6.5k+ Indonesian, 7.7k+ Bangladesh e.t.c

      Technologies

      CFC Wallet - app for iOS, Android, and telegram bot to hold, buy, and earn cryptocurrency with 8M+ userbase. CRAD used for micropayments and to reward users for advertising actions
      Using telegram bot users can send zero fees micropayments in CRAD just by one command in telegram messenger. 

      Only 8% trust financial institutions.

      A new study published by Facebook provides some insight into the financial attitudes, opinions, and behavior of the Millennial generation. Facebook surveyed more than 27,000 people for its report and collect anonymous data from the Facebook conversations of more than 70 million users aged 21-34. 
      Distrust of banks
      Perhaps it’s not surprising that, in the wake of the subprime mortgage crisis, a number of Millennials who witnessed firsthand how irresponsible behavior by bankers nearly collapsed the U.S. economy now distrust financial professionals. Facebook found that, while more than half (53%) of Millennials don’t know where they should turn for financial advice, only 8% trust financial institutions. Only 36% of Millennials talk to their parents about money, and a frustrated 33% of Millennials know that they could be investing their money better but don’t know exactly how.
      While 60% of Millennials indicate that they would love nothing more than to trust their bank and share a partnership/friendship relationship, more than a third of those surveyed would describe their current bank as closer to a “used car salesman” or “aggressor” than a friend.

      A software based bank, where your money own by you 

      As solution we create blockchain based bank, app with micropayments, where money can be a fun. 

      Simple CFC Wallet App, where only the owner has money in hands, which allows a micropayment, lend and borrow, and gateway to a traditional ecosystem - this is a key to solve the problem of trust.CFC Wallet is a just gateway to smart contracts, where blockchain software decides rules - no need a people from that point.All member has governace option to vote updates, new services e.t.c. So, this is a bank, which controlled by community.  

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      Download Our current Apps(soon will updated)